Money creation by bank lending is a fraud.

The concentration of wealth and power around the banker-borrower combine enabled it to acquire control of most of England's key industries.As of about 1800, it owned controlling shares of all coal and iron mines in England- hence of its armaments and munitions industries. The Bank of England was founded in 1694 to consolidate that country's banking monopoly, and to represent its interests, and those of its capitalist clients. These people's vast wealth and estates needed protection. Providing law and order was the government's job - and the money-murder monopolists had what the government needed to do it.

People do not always vote for taxes or pay them voluntarily- especially if they know that their government will use them to pay police to spy on them and to repress their 'disorderly conduct'. Some grease is necessary to oil the taxation machinery, and the palms of elected representatives. So the government of England and its banker-capitalists formed an internal colonialism combine. One part taxed its people. The other cheated them with credit money creation. Both used their money creation-murder monopolies to repress the 'disorderly conduct' of those who were not happy with this arrangement. They also paid legislators to lay down the law and decide how it should be enforced.

Getting people to vote for taxes and accept the injustices of money creation and enforced taxation requires more or less exclusive control of what people think and how they behave - hence of the media. If one part of a society has a monopoly to control its money, murderers and media, it has absolute, totalitarian control over the rest. Raw power is then hidden behind a façade of fake freedom and democracy while those who suffer from the injustice are dumbed down with brainwash, beaten and exploited into submission. Though the free-market democracy window dressing changed, the Cartel-Puppet government's internal colonialism differed little from that of the monolithic Catholic Church and numerous kings like Louis XIV.

The workers knew that they had been cheated, but did not know what to do about it. There were riots- such as those organised by N Ludd around 1800. Shouting, waving banners and smashing machines did them no good. The police and army had all the guns, and the banker-capitalists controlled all the arms and munitions factories. When workers tried to unionize, they were accused of monopolizing labour, and infiltrated by 'leaders' who made sure they bargained for higher wages rather than for fair shares of company profits and the suppression of the monopoly to create money out of nothing by calling it 'lending'.